Wednesday, August 31, 2011

Texas lawmakers should target theft. (automobile theft): An article from: National Underwriter Property & Casualty-Risk & Benefits Management

Texas lawmakers should target theft. (automobile theft): An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on November 19, 1990. The length of the article is 574 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Texas lawmakers should target theft. (automobile theft)
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: November 19, 1990
Publisher: The National Underwriter Company
Issue: n47 Page: p86(1)

Distributed by Thomson Gale


Tuesday, August 30, 2011

Purchasing Auto Insurance in Pennsylvania

Purchasing Auto Insurance in Pennsylvania Review



This book discusses how to protect your family by purchasing the correct type of car insurance. By reading this book you will learn: The difference between full tort and limited tort coverage; A definition of uninsured motorist coverage and underinsured motorist coverage; Why, if you file a lawsuit or make an insurance claim, your health insurance company, Medicare or the Department of Public Welfare may want to take all of your settlement or verdict proceeds and leave you with nothing; How you can protect yourself and your family with your own car insurance policy regardless of whether the other driver has insurance coverage, or regardless of whether the other driver has enough insurance coverage; Why it is extremely important that you read and understand your car insurance policy, and why it is extremely important for you to ask your insurance agent for the kind of insurance coverage that will protect you and your family.


Sunday, August 28, 2011

Data Security Seen Crucial For E-Commerce Success.(Brief Article)(Statistical Data Included): An article from: National Underwriter Property & Casualty-Risk & Benefits Management

Data Security Seen Crucial For E-Commerce Success.(Brief Article)(Statistical Data Included): An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on May 15, 2000. The length of the article is 977 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Data Security Seen Crucial For E-Commerce Success.(Brief Article)(Statistical Data Included)
Author: Dan Erwin
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: May 15, 2000
Publisher: The National Underwriter Company
Volume: 104 Issue: 20 Page: 9

Article Type: Brief Article, Statistical Data Included

Distributed by Thomson Gale


Saturday, August 27, 2011

Your Money: The Missing Manual

Your Money: The Missing Manual Review



Your Money: The Missing Manual Feature

  • ISBN13: 9780596809409
  • Condition: New
  • Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!
Keeping your financial house in order is more important than ever. But how do you deal with expenses, debt, taxes, and retirement without getting overwhelmed? This book points the way. It's filled with the kind of practical guidance and sound insights that makes J.D. Roth's GetRichSlowly.org a critically acclaimed source of personal-finance advice.

You won't find any get-rich-quick schemes here, just sensible advice for getting the most from your money. Even if you have perfect credit and no debt, you'll learn ways to make your rosy financial situation even better.

  • Get the info you need to make sensible decisions on saving, spending, and investing
  • Learn the best ways to set and achieve financial goals
  • Set up a realistic budget framework and learn how to track expenses
  • Discover proven methods to help you eliminate debt
  • Understand how to use credit wisely
  • Win big by making smart decisions on your home and other big-ticket items
  • Learn how to get the most from your investments by avoiding rash decisions
  • Decide how -- and how much -- to save for retirement

Practical Tips for Saving Money from J.D. Roth

1. Saving is mental ... and easier if you avoid advertising

One of the best ways to win the mental battle to save is to reduce your exposure to advertising. Fight this by ignoring ads, or by learning to question their premises.

2. Customize your saving (or, how to create your own Wii account)

Each of us is different. We have different goals, we have different skills, and we have different mindsets.

Don't think of saving as a chore. Think of it as the golden ticket to getting the things you really want. I set up what I call "targeted savings accounts" at my bank, and I use these to save for my goals. When I wanted a Nintendo Wii, I opened a separate savings account at my credit union and I called it "Nintendo account." The teller laughed at me, but she understood what I was doing. It helped me save.

Each person needs to find a savings technique that matches her goals and abilities. If one method doesn't work, try another. Keep looking until you find a technique that works for you.

3. Starter goals: vacations, cars and retirement

A great way to develop the savings habit is to save for a vacation. We all love to take trips, right? Save for a fishing trip to Alaska. Save for a cruise to Belize. Save for a three-week tour of Paris. Whatever strikes your fancy. And once you've developed the saving habit, apply it to more practical things.

Another great goal is to save for a car. Too many people allow themselves to be trapped by a lifetime of car payments. It doesn't have to be that way. Develop a system that allows you to pay cash whenever you go shopping for a new vehicle. Earn interest on your car money instead of paying interest to somebody else.

And, of course, you should begin saving for retirement as soon as possible. This can be tough to do, especially if you're young. You think you've got decades to go, so why start today? You could use that money for a ski trip or a new iPad. But the sooner you start, the more time the extraordinary power of compounding has to help your money grow. If you don't think you can afford to (or want to) set aside 10 percent (or 25 percent, like my wife), then start small. Start with 5 percent. Or even 1 percent. Develop the habit and increase your saving with time.

4. Limit your long-term goals and keep track of short-term tasks

I only set a handful of long-term goals at a time. In fact, this year I only have one long-term goal. If we set too many goals, we spread our attention, and we're less likely to accomplish any of them. But if we concentrate on just a handful of things at once, we're more likely to do what we dream.

But while I don't have many long-term goals, I have a bunch of stuff I want to accomplish in the short term. To stay focused on these tasks, I use a simple but brilliant system I learned from Erica at erica.biz. I start on the first page of a spiral notebook. I make a brain dump of everything I have to do. Then I put the date at the top of the page. I refer to this list many times throughout the day, crossing things off the list as I go. If something else comes up that needs to be done, I add it to the bottom of the list. Every evening, I copy the list onto a new page and put the next day's date. This system works like a charm for me, not just for financial tasks, but for all tasks.

5. Memberships/subscriptions you can cancel

It can be difficult to give up things that we might consider "vices." For you, that might be the daily latte. For me, it's always been comic books. (Sad, but true.) These are constant money drains, but they also bring joy to our lives. Instead of giving these things up, I encourage folks to find ways to reduce them, or to save on them.

But to really save money, look for ways to reduce recurring monthly expenses. These are constant drags to your budget, and if you can reduce them, it's a great way to improve your cash flow. Some examples:

Cancel your cable television and start watching shows online at Hulu.com or similar services. Or, if that's too extreme, cut back from your deluxe digital package to bare minimum basic. I did this and saved over 0 a year.
Cancel your magazine and newspaper subscriptions. Yes, I know these industries are hurting, but so is your own budget.
Cancel your gym membership. Find cheap ways to exercise at home, including biking and running and yard work. Bodyweight exercises (like pushups and situps) are free and effective.
Cancel other monthly memberships. I used to pay /month to play an online videogame. Not only was this sucking my time away, but it was costing me 0 a year. I know that's not a lot, but when put together with other expenses, it can add up.
Cancel your cell phone contract and move to pay-as-you-go. In other countries, prepaid cell contracts are the norm. But for some reason, in the U.S., they're the exception, not the rule. As a result, folks end up paying through the nose, either because they have more service than they need, or because they don't have enough. With a prepaid plan, you only pay for what you need.


Friday, August 26, 2011

How To Renew Your Car Insurance

How To Renew Your Car Insurance Review



We have come to accept that car insurance is a fact of life. While necessary, the process of renewing your car insurance can sometimes be confusing. The standard for all...

Written by experts in the field, Quick Easy Guides share little-known trade secrets and helpful hints to get you moving in the right direction.

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Wednesday, August 24, 2011

Rating agencies look beyond financial results.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management

Rating agencies look beyond financial results.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on October 10, 1994. The length of the article is 856 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

From the supplier: Speakers at a seminar on a National Underwriter/Business Strategy Network-sponsored seminar on insurance company rating said that securities rating agencies are factoring in qualitative variables other than insurers' financial results when rating the claims-paying ability of insurance companies. Insurance companies must promote good relations with securities rating agencies since poor relations may result in lower ratings. Insurance company executives must be cordial during the meetings, particularly when receiving unsolicited and unwanted managerial advice from rating agency personnel.

Citation Details
Title: Rating agencies look beyond financial results.
Author: Sam Friedman
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: October 10, 1994
Publisher: The National Underwriter Company
Issue: n41 Page: p45(1)

Distributed by Thomson Gale


Monday, August 22, 2011

BMW providing theft cover free through captive vehicle.(BMW South Africa, auto theft insurance): An article from: National Underwriter Property & Casualty-Risk & Benefits Management

BMW providing theft cover free through captive vehicle.(BMW South Africa, auto theft insurance): An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on June 17, 1996. The length of the article is 962 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

From the supplier: BMW South Africa has responded to the perception that its cars are often stolen or hijacked by offering free insurance against such events. The company has been battling what it considers is a mistaken notion shared by the public and insurers that BMWs are high risks for theft and hijacking. Its own study found that cars with the BMW locking mechanism were never stolen, but offered the insurance to convince the public. As of April 1996, only one claim had been made on the policy since its inception Jan. 1, 1996.

Citation Details
Title: BMW providing theft cover free through captive vehicle.(BMW South Africa, auto theft insurance)
Author: Lisa S. Howard
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: June 17, 1996
Publisher: The National Underwriter Company
Issue: n25 Page: p13(2)

Distributed by Thomson Gale


Sunday, August 21, 2011

The Wall Street Journal. Guide to Starting Your Financial Life

The Wall Street Journal. Guide to Starting Your Financial Life Review



Your Road to Lifelong Financial Independence

It’s about time you felt empowered to better manage your money because–in tough economic times more than ever–your financial freedom depends on making smart choices. But it’s hard to know where to begin, especially when you’re just starting out. And of course, it only gets more complicated as you go through life: How do you establish good credit? Do you buy or rent? What kinds of health coverage do you really need? How do you actually stay afloat in an uncertain market?

The Wall Street Journal Guide to Starting Your Financial Life gets you off on the right financial foot, from tackling everyday choices like cell-phone plans and pet ownership to big decisions such as smart investment strategies and buying a car or a house. You’ll learn:

• How to open your first checking and savings accounts, get your first credit card, and establish good credit
• The ins and outs of starting a job, including information about taxes, choosing health insurance options, and saving for retirement
• How to budget for big purchases and expenses, such as paying off student loans, buying a car, and affording your housing
• Strategies for buying the little things you want and need without going broke
• The basics of investing, how to manage an inheritance, and the documents you need to protect your assets

This valuable resource puts you in the driver’s seat, so you will be in control of your money and on your way to achieving lifelong financial independence across any economic terrain.


Saturday, August 20, 2011

Managing the risk of identity theft: thieves are no longer just content with your car or your laptop. They want to steal you, and the identities and private ... An article from: Risk & Insurance

Managing the risk of identity theft: thieves are no longer just content with your car or your laptop. They want to steal you, and the identities and private ... An article from: Risk & Insurance Review



This digital document is an article from Risk & Insurance, published by Thomson Gale on December 1, 2005. The length of the article is 1378 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Managing the risk of identity theft: thieves are no longer just content with your car or your laptop. They want to steal you, and the identities and private information of your employees and customers.(RISK MANAGEMENT)
Author: Scott Casher
Publication:Risk & Insurance (Magazine/Journal)
Date: December 1, 2005
Publisher: Thomson Gale
Volume: 16 Issue: 15 Page: 48(2)

Distributed by Thomson Gale


Thursday, August 18, 2011

Nascent Nigeria?: An article from: Chief Executive (U.S.)

Nascent Nigeria?: An article from: Chief Executive (U.S.) Review



This digital document is an article from Chief Executive (U.S.), published by Chief Executive Group LLC on July 1, 2008. The length of the article is 691 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available immediately after purchase. You can view it with any web browser.

Citation Details
Title: Nascent Nigeria?
Author: Unavailable
Publication:Chief Executive (U.S.) (Magazine/Journal)
Date: July 1, 2008
Publisher: Chief Executive Group LLC
Issue: 235 Page: 13(3)

Distributed by Gale, a part of Cengage Learning


Tuesday, August 16, 2011

Super Freakonomics: Global Cooling, Patriotic Prostitutes, and Why Suicide Bombers Should Buy Life Insurance

Super Freakonomics: Global Cooling, Patriotic Prostitutes, and Why Suicide Bombers Should Buy Life Insurance Review



Super Freakonomics: Global Cooling, Patriotic Prostitutes, and Why Suicide Bombers Should Buy Life Insurance Feature

  • ISBN13: 9780060889579
  • Condition: New
  • Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!
Book Description

The New York Times best-selling Freakonomics was a worldwide sensation, selling over four million copies in thirty-five languages and changing the way we look at the world. Now, Steven D. Levitt and Stephen J. Dubner return with SuperFreakonomics, and fans and newcomers alike will find that the freakquel is even bolder, funnier, and more surprising than the first.

Four years in the making, SuperFreakonomics asks not only the tough questions, but the unexpected ones: What's more dangerous, driving drunk or walking drunk? Why is chemotherapy prescribed so often if it's so ineffective? Can a sex change boost your salary?

SuperFreakonomics challenges the way we think all over again, exploring the hidden side of everything with such questions as:

  • How is a street prostitute like a department-store Santa?
  • Why are doctors so bad at washing their hands?
  • How much good do car seats do?
  • What's the best way to catch a terrorist?
  • Did TV cause a rise in crime?
  • What do hurricanes, heart attacks, and highway deaths have in common?
  • Are people hard-wired for altruism or selfishness?
  • Can eating kangaroo save the planet?
  • Which adds more value: a pimp or a Realtor?

Levitt and Dubner mix smart thinking and great storytelling like no one else, whether investigating a solution to global warming or explaining why the price of oral sex has fallen so drastically. By examining how people respond to incentives, they show the world for what it really is – good, bad, ugly, and, in the final analysis, super freaky.

Freakonomics has been imitated many times over – but only now, with SuperFreakonomics, has it met its match.

From Superfreakonomics: Where do you stand on the freak-o-meter?

Four years ago, you were cool. You read Freakonomics when it first came out. You impressed family and friends and dazzled dates with the insights you gleaned. Now Steven D. Levitt and Stephen J. Dubner return with Superfreakonomics, a freakquel even bolder, funnier, and more surprising than the first.

Have you been keeping up? Can you call yourself a SuperFreak? Test your Superfreakonomics know-how now:

Question 1: 5 points
According to Superfreakonomics, what has been most helpful in improving the lives of women in rural India?
A. The government ban on dowries and sex-selective abortions
B. The spread of cable and satellite television
C. Projects that pay women to not abort female babies
D. Condoms made specially for the Indian market

Question 2: 3 points
Among Chicago street prostitutes, which night of the week is the most profitable?
A. Saturday
B. Monday
C. Wednesday
D. Friday

Question 3: 5 points
You land in an emergency room with a serious condition and your fate lies in the hands of the doctor you draw. Which characteristic doesn’t seem to matter in terms of doctor skill?
A. Attended a top-ranked medical school and served a residency at a prestigious hospital
B. Is female
C. Gets high ratings from peers
D. Spends more money on treatment

Question 4: 3 points
Which cancer is chemotherapy more likely to be effective for?
A. Lung cancer
B. Melanoma
C. Leukemia
D. Pancreatic cancer

Question 5: 5 points
Half of the decline in deaths from heart disease is mainly attributable to:
A. Inexpensive drugs
B. Angioplasty
C. Grafts
D. Stents

Question 6: 3 points
True or False: Child car seats do a better job of protecting children over the age of 2 from auto fatalities than regular seat belts.

Question 7: 5 points
What’s the best thing a person can do personally to cut greenhouse gas emissions?
A. Drive a hybrid car
B. Eat one less hamburger a week
C. Buy all your food from local sources

Question 8: 3 points
Which is most effective at stopping the greenhouse effect?
A. Public-awareness campaigns to discourage consumption
B. Cap-and-trade agreements on carbon emissions
C. Volcanic explosions
D. Planting lots of trees

Question 9: 5 points
In the 19th century, one of the gravest threats of childbearing was puerperal fever, which was often fatal to mother and child. Its cause was finally determined to be:
A. Tight bindings of petticoats early in the pregnancy
B. Foul air in the delivery wards
C. Doctors not taking sanitary precautions
D. The mother rising too soon in the delivery room

Question 10: 3 points
Which of the following were not aftereffects of the World Trade Center and Pentagon attacks on September 11, 2001:
A. The decrease in airline traffic slowed the spread of influenza.
B. Thanks to extra police in Washington, D.C., crime fell in that city.
C. The psychological effects of the attacks caused people to cut back on their consumption of alcohol, which led to a decrease in traffic accidents.
D. The increase in border security was a boon to some California farmers, who, as Mexican and Canadian imports declined, sold so much marijuana that it became one of the states most valuable crops.

Answers and Scoring
Question 1
B, Cable and satellite TV. Women with television were less willing to tolerate wife beating, less likely to admit to having a “son preference,” and more likely to exercise personal autonomy. Plus, the men were perhaps too busy watching cricket.

Question 2
A, Saturday nights are the most profitable. While Friday nights are the busiest, the single greatest determinant of a prostitute’s price is the specific trick she is hired to perform. And for whatever reason, Saturday customers purchase more expensive services.

Question 3
C, One factor that doesn’t seem to matter is whether a doctor is highly rated by his or her colleagues. Those named as best by their colleagues turned out to be no better than average at lowering death rates--although they did spend less money on treatments.

Question 4
C, Leukemia. Chemotherapy has proven effective on some cancers, including leukemia, lymphoma, Hodgkin’s disease, and testicular cancer, especially if these cancers are detected early. But in most cases, chemotherapy is remarkably ineffective, often showing zero discernible effect. That said, cancer drugs make up the second-largest category of pharmaceutical sales, with chemotherapy comprising the bulk.

Question 5
A, Inexpensive drugs. Expensive medical procedures, while technologically dazzling, are responsible for a remarkably small share of the improvement in heart disease. Roughly half of the decline has come from reductions in risk factors like high cholesterol and high blood pressure, both of which are treated with relatively inexpensive drugs. And much of the remaining decline is thanks to ridiculously inexpensive treatments like aspirin, heparin, ACE inhibitors, and beta-blockers.

Question 6
False. Based on extensive data analysis as well as crash tests paid for by the authors, old-fashioned seat belts do just as well as car seats.

Question 7
B, Shifting less than one day per week’s worth of calories from red meat and dairy products to chicken, fish, eggs, or a vegetable-based diet achieves more greenhouse-gas reduction than buying all locally sourced food, according to a recent study by Christopher Weber and H. Scott Matthews, two Carnegie Mellon researchers. Every time a Prius or other hybrid owner drives to the grocery store, she may be cancelling out its emissions-reducing benefit, at least if she shops in the meat section. Emission from cows, as well as sheep and other ruminants, are 25 times more potent as a greenhouse gas than the carbon dioxide released by cars and humans.

Question 8
C, the 1991 eruption of Mount Pinatubo in the Philippines discharged more than 20 million tons of sulfur dioxide into the atmosphere, which acted like a layer of sunscreen, reducing the amount of solar radiation and cooling off the earth by an average of one degree F.

Question 9
C, doctors not taking sanitary precautions. This was the dawning age of the autopsy, and doctors did not yet know the importance of washing their hands after leaving the autopsy room and entering the delivery room.

Question 10
C, the psychological effect of the attacks caused people to increase their alcohol consumption, and traffic accidents increased as a result.

Scoring
32-40: Certified SuperFreak
25-31: Freak--surprises lay in wait for you
16-24: Wannabe freak--you’ve got some reading to do
1-15: Conventional wisdomer--you’re still thinking in old ways

The New York Times best-selling Freakonomics was a worldwide sensation, selling over four million copies in thirty-five languages and changing the way we look at the world. Now, Steven D. Levitt and Stephen J. Dubner return with SuperFreakonomics, and fans and newcomers alike will find that the freakquel is even bolder, funnier, and more surprising than the first.

Four years in the making, SuperFreakonomics asks not only the tough questions, but the unexpected ones: What's more dangerous, driving drunk or walking drunk? Why is chemotherapy prescribed so often if it's so ineffective? Can a sex change boost your salary?

SuperFreakonomics challenges the way we think all over again, exploring the hidden side of everything with such questions as:

  • How is a street prostitute like a department-store Santa?
  • Why are doctors so bad at washing their hands?
  • How much good do car seats do?
  • What's the best way to catch a terrorist?
  • Did TV cause a rise in crime?
  • What do hurricanes, heart attacks, and highway deaths have in common?
  • Are people hard-wired for altruism or selfishness?
  • Can eating kangaroo save the planet?
  • Which adds more value: a pimp or a Realtor?

Levitt and Dubner mix smart thinking and great storytelling like no one else, whether investigating a solution to global warming or explaining why the price of oral sex has fallen so drastically. By examining how people respond to incentives, they show the world for what it really is – good, bad, ugly, and, in the final analysis, super freaky.

Freakonomics has been imitated many times over – but only now, with SuperFreakonomics, has it met its match.


Monday, August 15, 2011

Claims: How To Collect Insurance Money Without A Lawyer

Claims: How To Collect Insurance Money Without A Lawyer Review



A practical, easy to read, easy to understand guide for anyone with an insurance claim to gather the necessary information, place a value on the claim and present the information to an insurance company representative in a compelling and convincing way. The book explains why, in most cases, a lawyer is not needed to collect insurance money. Included are discussions of bodily injuries, damage to cars, what information is needed to convince an insurance adjuster of the value of the claim and methods of negotiating for the best recovery possible. The best part is that people following these methods then get to keep all the money for themselves instead of sharing up to one-half of it with a lawyer. The book even covers relationships with lawyers, if one has already been hired.


Saturday, August 13, 2011

Bahrain Insurance Report Q1 2010

Bahrain Insurance Report Q1 2010 Review



This report differs from its predecessors in several respects. In our analysis of the regions’ competitive conditions, we provide a much more comprehensive ranking of insurance companies in the major segments from the point of view of the organisation that is providing the data (almost always the national insurance regulator or the national insurance trade association). For instance, Bahrain’s non-life insurance sector continues to be dominated by two large companies, Bahrain Kuwait Insurance and Bahrain National Insurance, which together account for about one-third of gross written premiums in that sector. Other large players in the sector include Takaful International, Al Ahlia Insurance, Gulf Union Insurance & Reinsurance, AXA Insurance (Gulf) and ACE American Insurance. In addition, 15 other, smaller companies participate in the non-life market. By contrast, the life sector is dominated by Life Insurance Corporation (International) and Zurich International, which together account for approximately two-thirds of gross written premiums. Eight other players share the remaining third of the market share for the life sector.

In this report we also provide a breakdown of the insurance sector by line - from the point of view of the regulator or trade association. In Bahrain in 2008, for instance, comprehensive motor insurance (presumably compulsory motor third party liability, CMTPL) was the largest line in the non-life segment, accounting for a little under half of gross written premiums. Other major lines included fire, property and liability; medical; and engineering cover.

At the time of writing, in January 2010, we have been able to ensure that the report includes actual data for 2008. We have generally been able to use data that has been published over the course of 2009 to adjust our forecasts for the year as a whole. We have also extended the forecasts out to 2014. BMI expects total premiums in 2009 of BHD176mn. This includes non-life premiums of BHD109mn and life premiums of BHD67mn. In 2014, the corresponding figures are forecast to be BHD376nm, BHD210mn and BHD166mn respectively. In terms of the key drivers that underpin our forecasts, we forecast non-life penetration to rise from 2.06% in 2009 to 2.50% in 2014, and for life density to rise from US7 to US8 per capita. BMI’s insurance industry Business Environment Rating for Bahrain is 55.9.


Friday, August 12, 2011

Games with names.(LETTERS TO THE EDITOR)(Letter to the editor): An article from: Risk & Insurance

Games with names.(LETTERS TO THE EDITOR)(Letter to the editor): An article from: Risk & Insurance Review



This digital document is an article from Risk & Insurance, published by Axon Group on June 1, 2010. The length of the article is 420 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available immediately after purchase. You can view it with any web browser.

Citation Details
Title: Games with names.(LETTERS TO THE EDITOR)(Letter to the editor)
Author: Wayne L. Salen
Publication:Risk & Insurance (Magazine/Journal)
Date: June 1, 2010
Publisher: Axon Group
Volume: 21 Issue: 5 Page: 6(1)

Article Type: Letter to the editor

Distributed by Gale, a part of Cengage Learning


Thursday, August 11, 2011

Economics of Health and Health Care (5th Edition)

Economics of Health and Health Care (5th Edition) Review



This clear, step-by-step best-selling introduction to the economics of health and health care thoroughly develops and explains economic ideas and models to reflect the full spectrum of the most current health economics literature. This book uses core economic themes as basic as supply and demand, as venerable as technology or labor issues, and as modern as the economics of information. Chapter topics include health care, health capital, information, health insurance markets, managed care, nonprofit firms, hospitals, physicians and labor, the pharmaceutical industry, government intervention and regulation, and epidemiology and economics. Useful as a reference work for health service researchers, government specialists, and physicians and others in the health care field.


Wednesday, August 10, 2011

New software streamlines automobile repair process. (Automatic Data Processing Inc.'s new software called Audatex Shoplink) (California & the Western States ... & Casualty-Risk & Benefits Management

New software streamlines automobile repair process. (Automatic Data Processing Inc.'s new software called Audatex Shoplink) (California & the Western States ... & Casualty-Risk & Benefits Management Review



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on February 3, 1992. The length of the article is 512 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: New software streamlines automobile repair process. (Automatic Data Processing Inc.'s new software called Audatex Shoplink) (California & the Western States supplement)
Author: David C. Jones
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: February 3, 1992
Publisher: The National Underwriter Company
Issue: n5 Page: pC6(1)

Distributed by Thomson Gale


Monday, August 8, 2011

Your Financial Action Plan: 12 Simple Steps to Achieve Money Success

Your Financial Action Plan: 12 Simple Steps to Achieve Money Success Review



Your Financial Action Plan: 12 Simple Steps to Achieve Money Success Feature

  • ISBN13: 9780471650300
  • Condition: New
  • Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!
Your Financial Action Plan outlines twelve simple steps that will improve your level of financial literacy as well as help you forge the financial future you desire.

Today, financial knowledge means financial power, and in Your Financial Action Plan, you'll be introduced to the important personal financial issues that affect your life.

With this book as your guide, you'll learn how to:
* Make the most of your mortgage
* Maintain a good credit rating
* Build your retirement savings
* Negotiate with your local bank to get the best deals
* Navigate the ins and outs of insurance
* Create a will
* Handle tax deductions and credits
* And much more


Filled with practical guidance and extensive expertise, Your Financial Action Plan will help you build the type of financial life you've always wanted.