Who pays when car is wrecked while in a garage? (auto owner's insurer or garage's insurer)(The FC&S Answer)(Column): An article from: National Underwriter ... & Casualty-Risk & Benefits Management

Who pays when car is wrecked while in a garage? (auto owner's insurer or garage's insurer)(The FC&S Answer)(Column): An article from: National Underwriter ... & Casualty-Risk & Benefits Management Review

This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on January 27, 1997. The length of the article is 1042 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

From the supplier: In a theoretical case in which an automobile is wrecked while in the custody of a garage, the car owner's personal auto policy (PAP) and the garage's garage keepers (GKLL) direct-primary policy are both equally responsible to pay the costs. The policy with the lower deductible is responsible for the difference between the two deductibles. The PAP will have to pay the costs if the GKLL is written as direct-excess or if the GKLL lacks the direct-primary amendment and there is no negligence.

Citation Details
Title: Who pays when car is wrecked while in a garage? (auto owner's insurer or garage's insurer)(The FC&S Answer)(Column)
Author: Eugene F. Wolters
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: January 27, 1997
Publisher: The National Underwriter Company
Issue: n4 Page: p9(2)

Article Type: Column

Distributed by Thomson Gale